Nexo Loyalty Program – Explained

This information comes directly from Nexo's help center


The Nexo Loyalty program is a four-tier system, comprising Base, Silver, Gold, and Platinum levels, which extends benefits depending on the amount of NEXO Tokens you hold across your Nexo Savings and Credit wallets, as combined in the Portfolio Balance*.

The requirements for each tier are as follows:

  • Base: No NEXO Tokens are needed
  • Silver: At least 1% of the Portfolio Balance in your account must comprise NEXO Tokens
  • Gold: At least 5% of the Portfolio Balance in your account must comprise NEXO Tokens
  • Platinum: At least 10% of the Portfolio Balance in your account must comprise NEXO Tokens


* The Portfolio Balance is the combined value of your Credit Line and Savings Wallets. The Loyalty program bases rewards tiers on the ratio of NEXO Tokens vs. the value of all the assets in your Portfolio Balance, which must be at least 1%, 5%, or 10% respectively for each tier. For the time being, NEXO Tokens held in your Nexo Pro portfolio will not contribute toward your Loyalty level.

Loyalty Benefits:

The Loyalty program’s Base, Silver, Gold, and Platinum tiers progressively give you greater rewards the more NEXO Tokens you hold, simultaneously reducing your borrowing rates for the Instant Crypto Credit LinesTM, increasing your yields with the Earn on Crypto & FiatX suite in conjunction with our Flex and Fixed-term deposits, and increasing the number of free crypto withdrawals you can make per calendar month:


We have also integrated a feature that indicates which Loyalty tier you are currently in, with a function displaying how much more NEXO you need to hold to access the next Loyalty tier, which makes it even easier to keep a tab on your rewards.


Due to changes applied, the exact interest rates, depending on the user’s Loyalty tier and bonuses applicable for fixed terms and/or earning in NEXO Tokens, are indicated on the Nexo platform.

Only the amount above the threshold in your current Loyalty level is impacted. The threshold applies to each asset separately, not your entire portfolio.

For example, if you are in the Base Loyalty level and have 40,000 USD worth of BTC in FLEX terms, you will be earning up to 3% annual interest on 25,000 USD, and up to 1.5% annual interest on the remaining 15,000 USD which are above the threshold.

You also get higher interest rates for keeping your assets on Fixed Terms and opting to have your interest paid out in NEXO.

The Loyalty program is designed to help you grow and manage your wealth now and in the long term. Below are the ways this new system takes our services to the next level:

  • Flexibility: You can choose the ratio of NEXO staking to get the bonuses that best suit your needs, goals, and investment strategy.
  • Dynamics: Like our credit line, our loyalty scheme is dynamic, meaning you would still get the bonus rates associated with Silver even if you miss the 5% or 10% thresholds for the Gold and Platinum tiers respectively.
  • Accessibility: With the new lower thresholds for Nexo bonuses, our services are even more inclusive and easily accessible.
  • Usability: We are introducing a smoother, clearer user experience, making it easier to calculate and keep track of the NEXO needed for bonuses.
  • Build-up: The tiered model allows us to implement further perks for clients in the near future.

Important: Nexo Earn Product is not available for citizens or residents of certain jurisdictions, including where restrictions may apply, such as Bulgaria, Estonia and the USA

Source: Nexo Loyalty Program - Explained
August 23, 2022
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