It may not be clearly explained within the app, but in order to get the full potential for rates, you need to max your loyalty level as well as get paid in Nexo, on top of that, you’ll need to add your assets to a fixed term (unless it’s stablecoins). Depending on how much NEXO is part of your portfolio, your loyalty level changes, so to achieve Platinum, you must have at least 10% of your crypto portfolio in NEXO. The bonuses for each level are as follows:
Crypto = BTC, Ethereum, etc.
Stablecoins = USDC, Tether, etc.
Fiat = EUR, GBP, USD, with CAD and AUD possibly coming soon.
FIAT gets converted to their equivalent stable coin after depositing! (EURx, USDx, GBPx)
All % are PER YEAR NOT DAILY OR MONTHLY.
Remember, you get paid 2% extra if you decide to receive interest in NEXO and not in-kind (same asset, so BTC to BTC for instance). This bonus is not available for US customers.